Education:

1. Bachlor’s degree: Commerce (With Accountancy Major).
2. Master’s degree: Commerce (Specialisation in Accounting and Taxation).
3. Ph.D.: Finance.

Professional Experience:

1. Teaching experience at UG level for more than 13 years (1991-2004).
2. Teaching  experience at PG level from 2004 till date.

Area of interest/Specialisation:

• Accounting and Finance, Capital Market, Micro Finance and other allied areas.

Research Project:

1. Entitled “Accounting and Financial Reporting Practices of NGOs: A Case Study of Some Selected NGOs in Bangladesh” completed during 2013. Amount involved Rs. 1.25 Lakhs funded by UGC.

Other projects:

1. Guided students’ projects at PG level.
2. Guided 18 (Eighteen) number of M.Phil. scholars who has completed their M.Phil degree. 

Ph.D. Scholars

Sl no	Name	Topic	Status (on going/ completed)
1	Mr. Ratul Sarma	AStudy on The Role of Institutional Credit in Promotion of Micro Small and Medium Enterprises with Special Reference to Jorhat and Sibsagar Districts of Assam	Awarded (2012)
2	Mr. Bikash Gogoi	Marketing of higher education in India: A study of the selected management institutes	Awarded(2013)
3	Mr. Dadul Rajkonwar	A study of the problems and prospects of street vendors in some select towns of Assam	Awarded (2015)
4	Ms. Sarah Yasmin Hussain	Job satisfaction of NF Railway employees of Tinsukia Division, Assam	Awarded (2016)
5	Mr. Raju Roy	Service Quality of Banks and Customer Satisfaction: A Study with special reference to Jorhat District, Assam.	Awarded (2017)
6	Mr. Satya Ranjan Doley	Role of Micro Finance Service Providers in Women Empowerment with Special Reference to SHGs in Dibrugarh District, Assam	Awarded (2018)
7	Mr. Hareswar Das	Institutional Finance for Rural Development: A study of Assam with special reference to Jorhat District.	Awarded (2019)
8	Mr. Praneswar Kalita	Role of North Eastern Development Finance Corporation Limited (NEDFi) in Financing MSMEs in Assam: Case Study of MSMEs of Kamrup District	Thesis Submitted (2023)
9	Mr. Ananya Sarma	A Comparative Study of Operational Performance of Indian Banks with Special Reference to State Bank of India (SBI) and ICICI Bank.	Awarded (2022)
10	Mr. Dhiren Deka	Financial Inclusion of Farmers in Darang Districtof Assam with special Reference to Small and Marginal Farmers	Awarded (2022)
11	Mr. Sajay Sinha	Sales Practices of Private Sector Banks Operating at Barak Valley Region of the State of Assam	Awarded (2020)
12	Mr Tapash Kashyap	A Study on the Adoption of Digital Wallets with Sopecial Reference to Nalbari Town, Assam	Awarded (2022)
13	Mr Bhaskar Jyoti Chakravorty	Role of Tochlai Tea Research Institute in Management of Tea Production in India.	Awarded (2023)
14	Mr Ujjal Bhuyan	Personal Finalcial Planning of School teachers: A Study in Jorhat District, Assam	Awarded (2023)
15	Mr Pritom Sutradhar	Mis-sellling of Financial products: An Empirical Study from Customers' Perspective.	Awarded (2023)
16	Mr Kauranga Borgohain	"A Study on the Problems and Prospects of Micro Enterprises of Assam with special reference to Cane and Bamboo Industry in Sivasagar district."	On Going
17	Mr Manash Pratim Bhuyan	Balancing the Equation of Municipal Solid Waste In Assam	On Going
18	Mr Bhargav Gautam Boruah	Impact of Non Interest Income on Performance of Indian Banks	On Going
19	Mr Dhritabrata Jyoti Bharadwaz	Enterprise Risk Management Practices: A Case Study of Select Indian Companies".	On Going
20	Ms Ankita Jain	Performance Evaluation of Multi Cap and Flexi Cap Mutual Fund Schemes in India: A Comparative Study	On Going
21	Mr Pankaj Sahu	"A Study on Financial Literacy of Under Graduate Students of Dibrughar University"	On Going

Administrative Assignment:

1. Worked as Head Department of Commerce for three years from October, 2011 to November 2014
2. Acted as Chairperson of DMC Commerce for three years.
3. Acted as Editor of the Departmental Research Journal "Vanijya“ for 2010 and 2011 years Issues.
4. Member of various statutory bodies like University Court, Academic Council, Board of Studies in Commerce and some other Committees

Extension Service:

1. Sometimes Extension services are provided in some areas. The people of those areas are provided with knowledge and information about financial literacy, health hygiene etc.

Research Publications:

1. Role of Farmers’ Club As A Model Micro Finance Institutiton For Rural Areas: A Case Study Of Some Selected Farmers’ Clubs Operating In Assam, India. Global Journal of Management and Business Research. (International Journal) Vol.10 Issue 2 (ver 1.0). 2010, ISSN: 0975-5853. Global Academy of Research and Development.
2. “Revised Direct Tax Code, 2009: An overview”. Co author Mr. S.R.Doley. Vanijya, Vol. 21, 2010 Refereed journal, Department of Commerce, Dibrugarh University.
3. Role of Non Government Organisation (NGOs) In Rural Development: A Case Study In Sivsagar District, Assam, India. JS International Journal of Social Science. Volume-1 Issue-3 January, 2012. ISSN: 2249-1538 JS, International Journal of Social Science.
4. Women Empowerment and SHGs with special reference to Barbaruah Development Block, Dibrugarh, Assam, Vanijya Vol:22, 2012, ISSN 0972-6594 Refereed Journal, Department of Commerce, Dibrugarh University.
5. “Common Corporate Reporting Practices in India: The Way Ahead Of Present Globalised Environment”. Co author Dr. Manoj Goswami, Vanijya, Vol. 19, 2019, Department of Commerce, Dibrugarh University.
6. “SHG’s: The Panacea For Rural Development". DGCCS’s Journal of Commerce, Vol.III, No.1, 2006, Diphu Govt. College, Diphu.
7. Service performance in indian postal service vis-à-vis the expections and perceptons of postal employees and customers- a case study. pages: 30-37, Indian Journal of Business And Administartion Research Review (IJBARR), ISSN NO: 2348-0653. Impact factor: 3.853.
8. Contribution of Personal Life to the Work Life of the Employees of N.F. Railway. The Indian Journal of Commerce, ISSN: 19-512X. Co-author, Sarah Yasmin Hussain

9. 2017

   “Participation Of Daily Wage Earners in Financial Services-A Case Study in Dibrugarh University Campus” Published In International Journal In New Innovations In Engineering And Technology. Volume 6 Issue 2. ISSN: - 2319-6319 Pp. 13-27 Available at http://www.ijniet.org/wp-content/uploads/2016/12/6203.pdf  (UGC Approved  List) Co-author, Pankaj Sahu

   2018

   10. “DEMONETIZATION AND ITS IMPACT ON DIGITAL TRANSACTION-A STUDY IN SBI AND HDFC BANK” Review Of Research, UGC Approved Journal no. 48514 ISSN: 2249-894X, volume - 8 | issue - 3 | December – 2018 Co author< Pankaj Sahu

   11. “Customers’ Perception towards Third Party Products: A Study of Private Sector Bank Customers of North Lakhimpur Town” Vanajiya ISSN 0972-6594 vol 28 2018 Co_author, Pankaj Sahu.

   12. Achieving Sustainable Development Through Financial Literacy of College Students: RBI Initiatives. International Management Review Vol. 19. Special Issue 2023 (UGC CARE LIST I) Co-author, Pankaj Sahu. 

   13. Private Banks Selling Financial Products: An Ethical Outlook. Adhyatma: A Journal of Management. (Peer Reviewed) Co author< Pankaj Sahu.

   14. Financial Self-Efficacy: A Mediator Between Financial Risk Tolerance and Financial literacy of School Teachers. Prajnan. Vol XLX No 4 2021-22 @ 2021-22 NIBM, Pune, JEL Classification: G32, G53. Co-author, Ujjal Bhuyan.

   15. Personal Financial Planning and Financial Wellbing: A study on School Teachers in Jorhat District, Assam. IITM Journal of Business Studies (JBS) April, 2022, ISSN 2393-9451. UGC Care listed. Co-author, Ujjal Bhuyan.

    

   16. Enterprise Risk Management Practices in India: A Case Study of Select Indian Companies. World Journal of Advanced Research and Reviews.19.188-201.10.30574/wjarr.2023.19.1.1232.Availableat: https://www.researchgate.net/publication/372761930_Enterprise_Risk_Management_Practices_in_India_A_Case_Study_of_Select_Indian_Companies

   17. Financial Mis-selling in India: A Regulatory Perspective; Pratibha, A Multilingual, Multidisciplinary, Peer- Reviewed National Annual Journal, BIJNI COLLEGE, BIJNI ,ISSN- 2349-5286, January, 2023. Co-author, Pritom Sutradhar.
   

   18. An Impact Analysi of COVID-19 Pendemic Crisis on Foreign Trade. 

   International Journal of Management (IJMVolume 11, Issue 7, July 2020, pp. 753-763, Article ID: IJM_11_07_065 Available online at http://www.iaeme.com/IJM/issues.asp?JType=IJM&VType=11&IType=7. Co-author: Pritom Sutradhar and Kritika Agarwal

10.  
11. 19. An Analysis of Rising Foreign Exchange Reserves of Indian During The COVID-19 Pandemic and Its Potential Use for Economic Development; International Journal of Management (IJMVolume 11, Issue 7, July 2020, pp. 753-763, Article ID: IJM_11_07_065 Available online at http://www.iaeme.com/IJM/issues.asp?JType=IJM&VType=11&IType=7. Co-author: Pritom Sutradhar and Kritika Agarwal

Books and Books Chapters:

1. “Need of Promoting street vendors for inclusive growth: A case study in Assam”. Edited book entitled “Innovation in Management Science” Edited by Prasanta Sarangi, Durga Madhab Mahapatra and Saroj Kumar Dash. ISBN: 978-81-89630-07-02, Global Research Publications, 4830/24, 1^st Floor, Ansari Road. Daryaganj, New Delhi.-110002.
2. “Managerial Economics”, SLM for M. Com course on 2007, The Directorate of Distance Education, Dibrugarh University, Dibrugarh.
3. "Merger and Acquisitions: Some reflections on Accounting Aspects and tax Implications in India",  Edited Volume, Edited by Dr. Bhagaban Das, Fakir Mohan University, Balasore Orissa, Published by Kaniska Publisher, New Delhi. 2007.
4. "Indian Financial System", The Directorate of Distance Education, Dibrugarh University, Dibrugarh. 2009
5. “Theory and Practice of Financial Accounting”, B.Com 1st year course as per the DU new syllabus. Ashok Publication, Jaswant Road, Panbazar, Guwahati-781001, Phone: 9435044525. Year 2009.
6. A study of the Sub-Dimensions of Pay among the Employees of NF Railway. Page no:285-288, New Dimensions for Dynamic Business Practices, ISBN: 13 978- 93-5213-282-9“Awareness on Banking Ombudsman: A Study on Study Some Select Bank Customers of Dibrugarh Town” “Contemporary Issues in Commerce and Management” Conference Proceeding, ISBN 978-81-942853-5-9, 2019 Co-author< Pankaj Sahu

   7. “Awareness on Banking Ombudsman: A Study on Study Some Select Bank Customers of Dibrugarh Town” “Contemporary Issues in Commerce and Management” Conference Proceeding, ISBN 978-81-942853-5-9. Co-author, Pankaj Sahu.

   8. "An Investigation into Financial Literacy and Financial Inclusion among Daily Wage Earners in North Lakhimpur Town, Assam"- The Intellect, Edited Book, ISBN-978-81-952976-4-1 Co-author, Pankaj Sahu.

   9 Digital Wallet Market: A Review Based Study. Edited Voulme, Advances in Science and Humanities Research, ISBN 978-93-88901-07-9. available at: https://www.bhumipublishing.com/books/.  Co-author, Tapash Kashyap.